Meet mike

At Mortgage Mike Group, we believe obtaining a mortgage should be a clear, informed, and comfortable experience. Led by Mike McFarland, NMLS #292331, our focus is on helping eligible veterans, active-duty service members, and qualifying surviving spouses navigate the VA home loan process in Texas. From purchasing a first home to refinancing an existing VA mortgage, we provide straightforward guidance designed around each borrower’s goals, circumstances, and homeownership plans. Rather than overwhelming clients with complicated mortgage terminology, we take the time to explain the financing process, available options, eligibility considerations, and important requirements so borrowers can make informed decisions.

Our approach is built around personalized service, responsive communication, and VA-focused mortgage guidance. Whether you are looking to purchase a home in Houston, San Antonio, Austin, Dallas, or Killeen, Mortgage Mike Group is committed to helping you understand the financing options available to you. We can assist with VA Home Loans, VA IRRRL, and VA Cash-Out Refinance, while helping you understand how factors such as credit, income, property eligibility, loan amount, and VA requirements may affect your financing. Our goal is to make each stage—from the initial application through closing—as organized and understandable as possible.